I would throw an epic party with a band, fireworks, champagne and fantastic cocktails. The guest list would include my friends from the local start-up, tech, VC and media community. Anything left over will go towards paying for a booth at a small business conference in NYC in May. Ramit, are there no rules to this contest?
Seems very shady. Jokes aside, I would just deposit the money into my online checking account. Mwa ha ha ha ha! Also, I might get a couple of windows refinished a month or two earlier than I had planned. Oh, and I would send Ramit a nice thank you note. Not an e-mail, an actual physical piece of paper using the Pony Express or whatever people are using these days to convey letters. Thanks and good luck to all!! Can be used if I crash a car or brake my leg or something incredibly substsantial like that, but otherwise tucked away and forgotten for a while is the best policy, long term strategy that I use, anyway.
I signed up, but where do I fill in my response?? Interesting way to get valid email addresses of the target audience. If people sign up, that is 1 cent per email address. Plus you know they are a targeted demographic interested in financial matters. Nice job. I do have both of your courses. I have found my first profitable idea and have been working on it since and totally love it. I even started to hire people to help with certain tasks. So it definitely works for everyone that puts the effort in!
Thanks Ramit. My wife and I are in the process of purchasing a brick and mortar business from a gentleman who is retiring. Great promo idea — good luck to your winner! I would probably use the money to get IT certification and gets some books on programming if i feel up for the task. Ramit, Every time I read your blog I expect to see extraordinary material. This is the first post to disappoint me. But the contest seems to be based solely on referrals. This goes against your message of attracting people by providing lasting value.
Have fun with the experiment. Good luck to everyone! Either- 1. I would invest half of it in low risk mutual funds and then take the other half over to my friend Asadulah who works in securities… or 2. Damn straight. I always wanted to do that, man. Why would anyone would pay me a 1K for free? All the posts just refer to what they have wanted to do even before the 1K. I would use the money to pay for that repair so that I can stay on track with my debt reduction goal.
Whatever is leftover goes to a nice dinner with my wife. I would open an investment account to mirror what my IRA is. Low broker fees! First, I will set up a website and pay hosting for the year. Next, I will buy books that teach how to format and market eBooks so I can keep making extra money. Finally, with that extra dollar I will buy a coffee for my smart friend so she can tell me how she got her two-book-deal.
Thanks for the opportunity! Leaving me dollars. I have two CCs I pay off each month, so forget that. I got married in August.
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My husband and I are both graduate students, so the wedding was a simple, DIY-filled affair on a small budget. Because of our financial constraints for the wedding itself, we were unable to afford a honeymoon after the wedding. I would use the money to cover closing costs to re-finance my mortgage.
I would use it to first help a friend dealing with cancer and being out of work in paying for his monthly drugs, and part of it I would use to pay for my gym expenses in hiring a trainer to help me get my life and my body back on track. To help me lose my over lbs, and have a new life! This would be a valuable skill to make me stand out in my field.
Slowly plugging at this debt so I can get out of it. I would invest it in my photography business that I set up last year, with most if not all going into marketing. Spiritually, I would find something relaxing to do. I would put it toward my savings account for a diamond engagement ring for my awesome girlfriend! Honestly, I find that the cracks at people not hitting the gym really get to me. How about that? I really joining the gym was a good idea — but the intent is not to go there forever and shell out an extra chunk of my paycheck each month.
I would definitely pay off some debt, maybe go ahead and pay off my car that will be done being financed this year. I would put it into my plan. In the last 6 months I paid off all credit cards 12, fully funded my Roth IRA, emergency fund, maxed my k , secured a huge raise, and have averaged dollars of income on the side. I would buy into a nice expensive camera for taking pictures to sell, and if enough money is left over I would buy a laptop. I would use the money to enhance the web presence site, SEO, social networking of my bbq sauce line.
Producing it is no problem, getting access to new customers via the web is my stumbling block. I would let it sit in my savings account until I reach my savings goal, at which point I would use that money to pay off the entirety of my student loans. How about your northern readers Canadians—re: contest rules? Hi Ramit.. I would invest that in my business to make more money, probably a nail course and product, although there are a couple different things I could choose to invest it in to make more money with it.
Put the rest toward debt. I would use this money to fund a business idea I have and attempt to create an ROI on this money. That profit would then be split between reinvestment in the business and paying down my student loans. When I graduate college in the spring of I will embark on a round the world trip and this will help in a massive way. If it came from a family member, I would put it toward finishing my basement currently about halfway through doing most of the work myself. Half goes to my savings, and the other half goes to items im saving up for. Currently im saving up for an engagement ring and a vacation.
Just paid off all our credit card debt so I think my husband and I deserve it! After setting aside the amount for taxes. I would go to the local turtle races, have each turtle represent a different outcome for the money. Turtle 1- take classes on how to set up a website that can sell products, and buy jewelry making supplies to start a jewelry business. Turtle 2- buy a cc scooter from a friend of mine. Turtle 3- take a trip to Hawaii to visit a friend of mine and sit in at a couple gigs.
Turtle 4- turn my jeep into an rv and take a page from a friend in San Francisco and start a travel blog and live a life nomadic. My question would be how you are going to choose the winner. How could you decide? Then I would upgrade much need equipment I use in my industry, and the rest would go to a promotion much like this one. But, after a day considering this question I decided I would purchase a new TV for my husband and me. It will be paid in full no later than September 1, thanks to you! I live in Amsterdam Holland , and finding parking space for a car is really hard and expensive.
Up to now. Dear ramit, I would Invest the money into my eBay funds..
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At the moment I am selling a number of items on the site, but after buying a number of Chinese items online, and selling for twice the price on eBay I now need a lump sum of money to drive on my business. We just paid off our Credit cards which would have been my answer before. Gas for vacation with my family, dental work, fixing the dog, saving for a new car. My current daily account is about euros in the red. One less worry, and one less monthly overdraft fee!
I would use it for my trip this summer to hike through the Sierras. Sending food to the mountains is pricey. So are hiking boots. Take 2 days from work unpaid. This will allow me to go to the university during business hours. This is important because I need to get permission to post the flyers for my new business idea. I will post several of them in key areas, and use the rest of the time to meet with professors and counselors who can recommend my services to students. Forms, cards, free crap kids in college like, etc.
Third, I would take several people out to lunch or coffee. I work in a very isolated part of my company, and it would be great to get out and meet some new people. I would love to talk to him more. Why do I want to do this? Beause regardless of how much I believed you in the past. The story is that I have busted my hump for a year to prove my vaule to this company.
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I have gotten a professional license, started coursework for my masters degree, have taken on more than I need to, etc. I can easily add three percent to my income on the side without all of the struggle. What have I learned from writing all of this? I earn that in about 20 hours worth of work. So really why would I do this with extra money if I already have the money? Its obviously not money that is holding me back. Thanks for the insight your post provided. I will used vacation time I have coming up to do these things instead. Enter the Crooked River Fae Light rental company.
For newlyweds, I would include a gift lantern with personalized drawings or text on the inside of the lamp. In June I will complete a masters degree, and in light of the lack of permanent positions in my field being available just yet, this summer would be the ideal time for me to put this lantern idea in motion.
I would spend it because I do not need it. I saved my entire life to get all the things I wanted or needed. I am trying to make the transition to be a spender, I think this is my opportunity! This would fully fund that goal and allow me to focus on chopping the head off my student loan 4 more months to debt freedom. I would use it to outsource work that would build my business and help me create a reliable income.
I have several hospital bills from nine operations,plus several ongoing medical problems and bills,that just keep on adding up. I am verry sick. That is what I would use the money for. I will use the money to buy plane tickets for my family to attend my graduation in NYC. Any extra money will be used to pay bills. Pay off a credit card, catch up on my car payments, and buy my husband some very much needed work boots. I would use this as the starter money for my daughters education. She is 9 months old and I am about to open a brokerage account, with automatic checking withdrawal, to ensure this gets funded monthly.
Regardless if I win this is being opened, just with slightly less of an opening balance…. Nothing fancy but it accomplishes several goals. We have never been on a solo vacation together, and it will help recharge our batteries to deal with all that we have going on. Something about cooking at parties. Since I just bought a house, I would either make an additional mortgage payment, or I would use the money to help set up my home office and ham radio room. I would use the rest towards attacking the yoke of my undergrad student loan debt. I would hit the one with the highest interest rate.
Purchase books that I think would help all of my existing clients and give them away as gifts. With an extra dollars I would use half of it for my credit card bill, another for savings and the extra buck to get myself an ice cream cone from a Mr. Softee Ice Cream truck as a treat. After reading the book and all the blog posts and emails , I have decided to start a business with my wife to make some side income. Honestly, I would use that 1, Ive been wanting to get bike to stop using the cta!
The rest I would save it and pay off a part off my credit card. Maybe spoil myself to some sushi, been craving it! Half of the money would go into traveling the other half would go into getting some design work done for the new site since that is my weakness in launching a site. I would use the money to learn a new skill that interests me. Let it be welding, glass blowing, wilderness survival, play the guitar.
I recently was divorced and have been working hard to pay down student loans and my car. I would put half into my savings and use the other half for traveling expenses for breast cancer treatment at a state-of-the-art center with a multi-disciplinary team. I would use it to help send my wife to the academic conference in Greece she wants to attend, but that I cannot afford right now. It would definitely help her career. If not that, then I would put it toward taking her to London when I go to an academic conference later this year.
You sent this at a great time. This would help with the fees. I got selected to speak at a tech conference in Europe this summer. Pay for the court cost to file for divorce, divesting me of my biggest expense — a spouse whose was unemployed for several years. Awful but true. Next December I will be turning My goal is to pay off my mortgage by the time I reach Once accomplished, I will have paid it off in 3 years. The money will go to the mortgage. I am a single mom and trying to teach my kids about managing debt!!! I have a 5 year goal of buying my childhood house.
Year 1 is to get debt free, years are to make and save a ton. Working hard to get down completely to zero. Only have a few thousand left to go, and I can start using credit cards to my advantage. I would buy a 7d Canon camera, tripod, and mic to produced videos to make more money on the side. And then I would send you a nice gift:. I just received an offer to put my self-made but un-published comic into a collection with three other local artists. Bill, the gentleman putting the event together, plans on holding a comic convention, showcasing this collection, in October.
I live in MN. Chinese people love the number 8 because it sounds like the chinese word for fortune! Start something to make more money … a little business venture into making clothing that I have always wanted to do. Since my boyfriend and I just bought a house, my answer is easy…our first mortgage payment.
I have two teeth waiting for crowns. The sooner the better. Being that I took your Earn 1K course-I already make money on the side and close to maximizing my investment ladder. Being that I took your Dream Job Course-I am lining up my next role in the field I want at a negotiated salary that fits for me. Invest it in building a prototype for a web service.
It would go directly to pay down my 25k second mortgage, which I plan to have paid off completely by this time next year! Some of the cash would be dedicated to putting together professional materials packages to provide free-of-charge to potential clients. I would use a portion to take out referees to lunch or coffee, and do the same with some people in my city from whom I am seeking informational interviews. There are a couple of targeted workshops coming up from our provincial small business body regarding pitching services to our provincial government, and I would register for those workshops.
Lastly, I would get myself a compact data projector many of my workshops involve presentations with visual displays. Individually, these are all small items that I can budget for, but as I am also saving up for the arrival of my first baby, every penny counts. Thanks, and good luck, everyone. I would take some of it to move back home and then put my kids in daycare. I would stick the rest into a savings account and go back to work. Just know it would go towards me starting my new life with my kids.
He graduated from college 2 years ago and since then we have put any extra money tax returns, bonuses, gifts of money etc. And I opened a savings account to hide a few bucks away for rainy days or for future investments to come. Maybe I have the one icecream for the month as a treat.
And I know I will keep it up, because I am stubborn as a donkey. Taking a real vacation would be such an amazing break for both of us! I am all for Roths and patent searches, and shoes and stuff, but really, I would do these few things. I am trying to get together a down payment to buy my first home. I would use this to continue adding to that pile. Every extra bit will help to keep my interest rate and monthly payment low!
Upon receipt of payment I will deposit this into my online brokerage for trading in the intermediate term to take advantage of recent volatility. Everyone loves midgets and I believe the networking benefits of hosting a great party will be worth my dollar investment. I would use it to invest in my art business buying materials, vendor payments, shipping art pieces, etc. I make and just started selling abstract art and need to get it noticed, so I need money to be a vendor at fairs, to showcase art at galleries, and for travel.
It will add as a nice backdrop in your web chats. I would use the money to help fund a startup.
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The money would speed up what I am already working towards. I would give the money to my mom to help pay off her mortgage. My dad was sick for most of his life and recently passed away. Nonetheless, she was able to send all of us to college, and I am now proud to say we are all college graduates and better people because of her and her sacrifices. If I won 1, I would also by myself a watch for work and a pair of prescription sunglasses for the summer. I would save for that! Thanks for all you do! I am looking to buy a house within the year and want to improve my credit score :. Very simple: Deposit the check to my ING direct savings account.
Then when Earn 1K opens up for the next time I will use this check to pay for the course. I have the next steps laid out to be completed over the next 3 months and this would allow me to speed up the process. Looking forward to reading more comments as well! I would use the money to finally try and invest in the stock market! I would use it to go on a trip to Fiji to assist with some of the disaster relief from their recent floods and look for social entrepreneurship opportunities on how I could continue to assist the relief. Buy two plane tickets to attend a business and networking event in San Diego, CA.
I would pay down debt so that I can have more options in the future like say taking a Ramit class. So I would use the money to help my sister and her 3 kids with a summer of fun. You see, my sister wants to join a local beach club. The kids would have something to do all day and my sister would finally be able to relax! I would also be on the membership and get to bring my wife along. This money would help a lot of people in my family have a fun summer and without paying for going out of town airfare, hotels, food, etc.
Would this be an investment? The money is for a summer of memories for my niece and nephews. Less stress for my sister and drinks in the sand and sun with my wife. But to be one of chosen person you would have to gave value to this money by buying plant and put it all into garden where everyone can learn and see where really money grooves. In effort of mans hand. I would put half towards my credit card and the other half, I would split between my savings and vacation fund.
Savings would be nice too! But I think it would make the most sense to use the money to increase my earnings capacity…i. Boring, but true. Fortunately, I am not sick but a close friend of mine is sick. The extra 1K1 will help me pay off a portion of the medical bills. Our health should be our number one priority.
Sometimes we take this important topic for granted. Hello, My answer is different. I am getting married this weekend and going on our honeymoon in 2 weeks to Ireland my dream and Italy. We have budgeted very well for the wedding and I negotiated pretty well to not go into debt. I would love the money for our honeymoon for nice wine, tours, hotels, romantic dinners, etc to enjoy a nice trip together as husband and wife! I would use it to start paying my parents back after all the help they gave me throughout college.
They deserve it more than I do. Too bad this is more like a lotto random drawing. Good luck to the rest of you. I recently checked my credit report for the first time and discovered that my parents never paid for my tonsillitis years ago AND I was unaware that the bills were in my name.
I would add it to my emergency fund matching the 1, I have managed to save since I started it in February. Well after reading I will teach you to be rich! I would definitely get my brokerage account started and run that Lifecycle Fund. I would Automatically contribute to my new fund by rerouting some of my savings. I was actually saving for the lifecycle fund minimum so that money could be allocated for the fund and my money could start growing. I would then use the rest for backlink building to my products that are ranking on the first page of Google, but to push them even higher to position 1!
When that particular account reaches a certain point, I am using the money to begin my real estate investing. I would spend it on your Earn1K course — planting a money seed that would grow into a mighty money tree. In process of buying a house, since I have all bills covered plus paying extra, no cc debt, and auto payments to all my retirement and investments and long term contracts and revenue streams going, most likely I would literally just use it toward some of the appliance costs for the new house.
I would use it pay off my credit card debt and any leftover money would put towards my student loan payments. Why would I expect such a high return? To weed out the dweebs. His teeth are in pretty bad condition, and we have been meaning to get a start on fixing them for several years. He has been working very hard in school, and I think it would be great for his self confidence and health! And it would be a good incentive to get with the program and start fixing them! It would be dumb to waste it paying for some expense. It will be important to identify the point of greatest leverage in your business or personal life.
I believe that whatever wealth I can attract right now is limited to whatever state I allow myself to be in. The other big asset to invest in would be in people. I would convert it to UK pounds using xe. An overpayment in British terminology is paid against purely the capital of the mortgage, meaning the interest as calculated daily will decrease a little! I will use it to buy the productivity suite you recently had on sale. If I can get that on the same sale price, then use the remaining money on the preliminary earn1k course.
I would pay off the last of my student loan. Honestly, I would spend it to go visit friends across the country. I would buy a plane ticket or train depending to visit friends in California, North Dakota, Oklahoma and other places depending. If I had any money left I would save it up so after college is done I will have a little money to try and live on my own. Win-win all around. This would take another significant chunk out from them, taking me significantly closer to being debt-free. Not to sound like a sycophant, but I would put it into the Vanguard Roth Ira I just opened thanks to reading your book.
Spend on paying off bills. Invest in necessary materials for my business. I would use this to pay down debt! I have a plan to be debt-free by Spring of and this would help advance me towards that goal much faster than I can currently manage. Thanks for the contest opportunity! I would send it right to the credit card I am working on paying off by the end of the year. I hate being in debt, but we had some medical expenses that we are now paying off. I would pay off that student loan and not be broke every month. Thanks to all for the new learning!
Guess what I plan to do! It would temporarily join my emergency fund and later this month or next, be used to help pay to have my house painted. Why breakfast at your office? As a year old cleantech entrepreneur, I aim to pick your brain and eat your discarded muffin bottoms. So, do you take your coffee with cream or sugar?
I would use all of it to pay down my credit card debt, which is the highest-interest loan I have. Training can be hit or miss I know but I already have some personal projects that I am working on and a list of questions to ask during the hands-on part of the training so I think with this preparation I will get more out of it than normally. I will talk to you on available courses from you or your friends, on how to start own business with my background.
It would go into my Brazil trip fund. I would pay off my existing student loan, which in already in the process of doing, before going back to school this fall. I would use it to complete market and product testing for my startup, which is already gaining traction. They are always happy to help me out and play for food or much less than what they should but their generosity only makes it more difficult for me to ask for their kindness. Anything left over would be set aside for the next time a similar project came along in which the budget was not sufficient to pay all those involved what they are worth.
We are both extremely motivated and willing to do what it takes to get this going. Wether we receive this dowery or not it will go and we will work other jobs around this to accomplish our mission. The objective of this project is to provide a way to meet the needs of the community as well as serve one another. Goals Using a web based tool similar to Craigslist or message boards, people in need can post their needs or have needs posted on their behalf by staff in a safe, secure and private way so that others can find ways to meet them.
Our intent is to help others to meet the needs of the body through service, goods, and contribution to specific needs. Solution Working with fellow everyday angels, we build a web tool whereby those in need can post their needs and we help facilitate the meeting of those needs both in body and through the technology of web based tools and e-commerce. A person posts the need to the board. Once accepted, that need is shared with any member of the community board without personal Information attached.
If in the form of tangible goods, they can bring it to an EveryDay Angel Outpost school, home, church, community center. Upon receipt, we will notify the person in need that the need is met and they can come to pick it up. They can then choose to send a message or thank you to the individual who helped meet that need if they wished to do so. For services, a person will choose to meet the need and given contact information so that they can help the person in need. Financial contributions can be given to a general fund to help facilitate large needs and also as micro funds that can build towards needs of specific need requests.
We want it to be as close to a one to one transaction as possible. We believe that new goods except automobiles instead of used goods will alleviate problems with broken things neither passed on to one another nor having to deal with repairs and delivery of items. I would legally change my name to Ramit Sethi, pat myself on the back and walk around town knowing I am in good company, then suddenly regret the decision, and pay to have it changed back. Unfortunately, the NCAA does not allow a school to cover any of these expenses for prospective athletes. Helping to provide the kickstart to an education for one of these young females would not merely change her life, but, more importantly, likely save it.
Without an education, the majority of these young ladies will die by the age of 45 or Why females? The answer is due to simple exponential math. I like your style. Great offer! I just need a bit more money first. So this money would be quite welcome! We paid mine off this month, hers will be paid in full in less than 12 months, and we will have our house paid off in about 41 months…. I would take a cabinet making course or two to and learn how to build furniture for fun and profit. Hello Ramit — having paid attention to your wisdom — I am already debt free!
I spent it already towards a vacation to glacier national park! Half of it would pay down our auto loan. The other half would be put into finishing our basement. I would use around for filling out the paperwork to start my own company, another for setting up a web page for that same company and use the rest for testing of business ideas paying for lunch with interesting people and stuff like that.
The purpose of the company would be to enable me to study for an extended period and also take a few weekends abroad with my girlfriend. I will first of all pay the registration fee for this online working from home job. I will invest half of it in business,part of it help the needy. Later the balance will clear my debts.
Pay bar dues and buy a new Adobe design suite to help start my advertising mini-agency on the side. I would put it to my schooling. I would either give it to my dad because of how much he has helped me financially, or I would put it directly to my student loans.
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Would not you wonder to whom will you gonna give that money? I would come to San Francisco from Turkey to meet with you! So as a new graduate I could take your personal advices and discover San Francisco! That could possibly be made easier if the have work unions or some kind of organization, so I could hit up the owners directly and convince them to invest in their employees.
This could also in the future be videotaped and sold in DVD, once the market starts to get depleted. So visiting the Grand Canyon.. Yeah the Grand Canyon. We just sent the state registration in for the business name and will start contracting with vendors as soon as we receive the registration papers back. Extra capital would be fantastic and really speed up the process.
Frankly, I would use it to help pay off my student loans. I have known quite a few entrepreneurs over the years and the ones who have succeeded are typically the ones who are doing what they love and loving life while they do it. Their debts are manageable and meticulously well planned, with few exceptions.
My belief is that acts of generosity can start a chain of people helping one another out. Ramit, I would out all of it towards my credit card debt. Either that or towards my future engagement ring payment that will be made on a credit card. Either way, its going towards new or old debt! Goal is debt-free! From what other folks have said about its effectivenes, it would be the best investment I could make with it.
And whatever money I had left over from doing that I would use to get any tools I could identify to get more or better use my time. Time is far more valuable than money, so any free money I get will be invested in getting more time! I am always looking for new ways to diversify my portfolio.
The extra money erik help in doing this. With the thoughts of having my money work for me, you could say I am already thinking rich! Exploring all options. Will soon get my PhD degree. Planning to be a day-trader after that. I know :. Technically a swing trader but never mind the minutiae. No paper trading- went live from day one and am net-positive after 5 years. Learnt the tricks of the trade by investing my own money for the last few years. I have been there and have survived the game and made some money. Most of all loved every bit of it. Only recently I found a steady rhythm in the way I trade which made me take the leap.
You know it when you see it. I will do a small time job initially to pay part of my bills. The rest has to come from trading. Any money I get will go into my trading account. Thank you. I would take my 10 year old son to Washington, DC for a 4 day weekend train there and fly back. Maybe go out to a nice dinner and save the rest for my next real estate purchase. Boring I know haha. Then pay for a dental x-ray to make sure my tooth is okay and that I am healthy to start a new job. Then I will be set to start my dream job. I would spend a portion to purchase books re finance — to learn about business statements etc.
Pay off credit card debt. That attitude may be why I have credit card debt in the first place. I would use the money to pay down Back Taxes. The Interest and Penalty are more than what I owe. This is killing me. Following your wisdom, I am finishing paying off my credit card debt. I have been doing a ton of research on the right type non-toxic, combination of different sizes, cheapest method of purchase of memory foam mattresses.
I would build my own platform bed, order the mattresses…and actually wake up feeling rested and ready to go in the morning. I am building the initial technical skills to begin freelancing in client based film work using techniques you outlined on Chase Jarvis Live. I will used the money to hire an experienced DSLR shooter on craigslist for a multi-week learning project to get me up to speed on the skills side of the business.
I would use it to: 1 Pay for a couple of extension courses at a community college 2 Pay for membership at a freelancer site to supplement my current income 3 Buy some work clothes 4 Save the rest! I would use half to pay off existing debt, and the other half for something cool like… a new shed for my back yard.. I recently found her after 52 years of wondering if she was still alive and if she would want to know me even if I found her. One thing I want to do is hire a professional photographer so I will have pictures of the moment we finally get to see each other in person. And by the way, all of this happened after both of my adoptive parents passed away on the same day last August and I found my adoption papers while cleaning out their house.
As part of the new garden program, the 5th grades will sell herbs as part of their regular fundraiser. I would invest the money in a pattent, for a medical testing device, that I believe would do extremely well. In an effort to earn more money for the family and teach my two young sons about money I would buy a pair of dogs that would be good family dogs and whose puppies would be easy to sell. I would be able to teach my sons about biology and responsibility by having them help take care of the dogs.
I would also teach them about money and marketing by having them help sell the puppies and count the money. I would also teach them about saving money and tithing by setting up a bank account for them and having them give some to church or a good charity. I hate doing vacations on a small budget. Hi Ramit! Ramit, First of all, thank you for putting this opportunity out there. Here is a rough idea of what I would like to do with the winnings. I would use it to take my children to Washington DC. My youngest son wants to see the white house and the capital and he is only 7.
Then use the money to buy in. Sound Good? I stumbled upon a book by one of my favorite role models in the writing and health field, Dr. Roni DeLuz. After following her program from 21 Pounds in 21 Days, I reprogrammed my tastebuds and my belief systems subsequently. My life goals changed so much.
I felt like I was turning into Gandhi. I would spend the money on company software for the insurance company that I currently sell for. The money I am saving up to buy a sailboat with with to sail around the world and raise awareness of individual power and provide real help to people who need it wherever they may need it. I would buy hardwood floors for my house. I would take myself and my boyfriend to Alinea in Chicago, and use the extra funds to get two three day passes to Lollapalooza for myself and my brother.
I would invest the money in the new business that I am currently help create and need the extra cash to get it off the ground. Knowing my daughter, she would save half of it. I tried to teach her well.
I would use the money for boosting my business. It has always been my dream to start a film company and I have been doing commercials for businesses for a while now. But I need some capital to form my LLC get business cards and really boost my business. But if I did win that is what I would use it for. And I would try to save some of it and buy stock with Apple or HP or Dell, depending on which one is the best choice. I would invest in people. The return on investment in people is big on the front end and grows exponentially as they in turn invest in others.
So I would donate the money to a local organization that provides food and housing to those at the bottom of the barrel of life. I would spend half on re-doing our apartment to make it more organized and functional. The other half would go to the laptop fund.
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I would buy presents for my wife for her birthday and invest in myself more a Udemy course, etc. The rest of the money would go towards my planned trip to Nicaragua to help feed the many starving children. This is the charity website I support. I would buy a couple bicycles for me and my family, and then buy some food, a whole stock pile of it.
I would do the boring thing and put it in my Roth IRA. I had a long job drought so I have not gotten to contribute very much to it lately. I have a job, now though I am using the techniques in Dream Job to improve my standing and prepare for the next one in a year or two. Pay of my student loan and keep some to have a night out with the girl for once instead of studying..
I would buy call options on Apple stock. I would use the money to pay for 3 months supply of a drug I use. My insurance is in the donut hole, meaning I pay double for the cost of the medication. The balance would go in my checking account. I would re-direct a third of that money towards my Roth IRA, the other third towards savings, and the last third towards printing promo cards to send to advertising agencies to promote my photography work.
Use a thousand to fly out to San Francisco or New York for a couple of days and say thank you in person to the brilliant man who wrote the check and changed my life over the last year or so. Woop Woop! That way I would be a month ahead. Give or take taxes on items! I would invest it with kickstarter. I started a small business about a year ago selling gourmet crackers that also happen to be healthful. I am plugging along getting the business going while my husband generously puts bread on our table and provides me with some cash infusions for the business.
I realize that I need to take the business to the next level and outsource some things. I would put it toward a new synthesizer keyboard that sounds so much better than the 13 year old piano keyboard I currently use. It would add depth and expression to performances because it sounds so incredible. I would definitely use the money to pay off my education loan! And that debt off will spur me to do a career switch into social enterprise work. I would use it to buy more video equipment. I am growing the business and more capital would be helpful.
I have had to take some money out of it for some unexpected expenses, and my balance is not as high as it once was. The Blendtec is the sportscar of blenders. Or like the convertible car lovers dream of. If you ever wondered what cooks dream of, I tell you Ramit, they dream of Blendtec. Invest it in myself by hiring a personal running coach to help me reach my goal of qualifying for the Boston Marathon as part of my larger goal to run a marathon in every state! I have 6 kids, 3 of us live in a room I am renting.. I know I can get an apartment for a few more bucks per month.. I would use the money to help us get a bigger place..
I currently just got hired for a temporary position so I would use the money to help pay for transportation to and from work, daycare fees, and Bills rent, utilities, student loan , add to my IRA account and restart my emergency savings account. I would be torn in between putting it on my car or getting everything else ready for my new baby. I would also take my wife out for a romantic dinner at her favorite Spanish restaurant. And the penny for my thoughts! I would take my little brother on a trip to San Francisco to reconnect with his childhood friend and introduce him to the tech community!
I spent the money on having my product designed. It helps parents break free of the so they can start living their lives now and, most importantly, spend time with their kids while they are young. I would invest in myself by enrolling in local college to acquire up to date skills to be of more interest to hiring managers! Long term it provides woohoo with marketing budget and more profitability. Even longer term it gets me closer to the bigger purpose faster of making fitness accessible to everyone and creating awesomeness.
I would pay down my PLUS graduate loan. Put it into a new account and redirect my student auto-loan withdrawal there so that I can keep it off of my radar for a few months. I currently use my work computer or the free computers at the library for all of my personal computer needs. It seemed silly to spend money on something that was a going to be outdated in a few years and b has been available for free. I have a game in development. I want to pour all this money into hiring an artist to create some game art so it can get to market faster. A low priced stock more speculative than I usually buy.
Hopefully it will do well. I will pay for 12 weeks of private pilates lessons. Becoming healthy and fit are more important than anything else to me right now. I would use it to pay off some of my student loans! Put some of the money in my savings 4. Buy some shares of a municipal bond fund.
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